Our client was a standing passenger on a municipal bus when, as a result of a collision with another bus when arriving at one of the stops, he fell to the ground.
Once the treatment was completed and when we had all the documentation related to the accident, we made a prior claim to the insurance company of the responsible bus, charged to the so-called Compulsory Automobile Insurance (SOA), regulated in the Revised Text of the Law on Civil Liability and Insurance in the Circulation of Motor Vehicles, a matter that we settled amicably when the full amount we claimed was compensated.
But that’s not all, and when a person travels in a public means of transport, the injuries they suffer will also be covered by the Compulsory Passenger Insurance (SOV), Royal Decree 1575/1989, of December 22, which approves the Regulation of Compulsory Passenger Insurance, so this time we get ADDITIONAL COMPENSATION charged to this insurance and compatible with the previous one.
The SOV, is that little great unknown, because we are not only covered by it in case of traveling by bus, it also applies to the cases of: subway, railroad, cable cars, funiculars, chair lifts, ski lifts … PROVIDED WE HAVE THE RESIDUE OF HAVING PAID THE TRAVEL TICKET.
